Prepare the sauce by blending all the sauce ingredients together
Heat some oil in a pan and add the onions and allow to sweat
Add the ground beef, cumin, salt & pepper
Add the mushrooms and allow to cook
Add the chipotle sauce and mix well, remove and allow to cool
Prepare the cheese sauce in the same pan
Melt the butter and once it’s melted, add the flour and mixed it in
Add the milk in slowly and mix
Add the cheese, allow to melt and mix
Add salt
Heat the tortillas, add some of the refried beans, add ground beef, cheese and roll
Lay all the filled tortillas in a baking dish
Cover with the cheese sauce, the rest of the chipotle sauce and cover with shredded cheese
Bake in a 350 degree oven for 20 - 30 mins till the cheese is melted